How to "protect" the health insurance after retirement?

        Since the establishment of health insurance, Mr. Lin azhu (dependents) the monthly health insurance premiums are withheld by the company from her salary. However, Lin azhu is about to retire honorably at the age of 65 this year. Recently, she has successively gone through various retirement procedures. Among them, she is most concerned about how to continue the health insurance after retirement, so as to ensure the rights and interests of regular outpatient service and receiving various chronic disease drugs in the future. Let's follow Lin azhu to learn about the insurance methods after retirement Come on!

        "National health insurance" is a compulsory social insurance. The insured objects include the insured and their family members, and the order of insurance is specified. The insured can be divided into six categories according to their occupation, and go through the insurance procedures in their insurance unit according to their insurance status and qualification. Those who have the status of the insured (such as working or joining a professional trade union) can not apply for insurance as family members. If family members want to rely on the insured to apply for insurance together, when the insured changes jobs, the family members will also change the insurance unit.

        Therefore, after Lin azhu retires (without occupation), she should first judge whether her spouse or lineal blood relatives are health insurance insured. If so, she meets the status of family members of health insurance and can be insured in the following order:

        Spouse or direct blood relatives (children)

        Second degree lineal blood relatives (grandchildren)

        Lineal blood relatives above the third degree (great grandchildren)

        *Cost saving small skim: if there are several insured in the same order, you can choose to have a lower insurance premium for health insurance or the insurer has more than 3 dependents (for those with more than 3 dependents, they are charged by 3).

        If no one can be attached, the sixth categories of population in the township (town, city or district) office where the registered residence is to be insured can be insured. The insurance method is three:

        Directly carry identity cards, seals and household register, and go to the public office of registered residence.

        Go to various locations of the health insurance department.

        Download the "health care express" app from your mobile phone. After completing the device certification, you can apply online through the special area of "health care counter".

        When the insured unit retires, You will go through the surrender (transfer out) procedures. After you select the insured status, you can apply for insurance at the insured unit to which the insured belongs. If the insurance is interrupted for some reason, in addition to affecting the use of the health insurance card, you will also be retroactively charged the health insurance premium during the interrupted insurance period. It is suggested that you start to consider how to insure the health insurance before retirement, so as not to affect your own rights and interests. (source: Ministry of health and welfare)

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