Saving money and loving the earth "green building mortgage" has become a trend

        In order to avoid various disasters caused by climate change, green buildings have gradually been paid attention to and become the solution for the coexistence and prosperity of human beings and the environment. However, what is green building? If ordinary people want to buy green buildings, do banks offer preferential housing loans?

        What is "green building"?

        In addition to greening, green buildings also include environmental protection, nature, comfort and other topics. According to the interpretation of the Taiwan Green Building Development Association, green buildings refer to "buildings that consume the least energy and resources of the earth, produce the least waste, and have ecological, energy-saving, health characteristics and waste reduction". They are comprehensive and systematic environmental protection designs for the living environment based on health and comfort, and emphasize symbiosis and common prosperity with the local environment, which is in line with the concept of sustainability development.

        Nine indicators of green building

        Taiwan's green building badge (EEWH) is divided into nine major indicators. To obtain a green building badge (Note 1) or a candidate green building certificate (Note 2), at least four indicators must be passed, of which "daily energy conservation" and "water resources" are essential indicators.

                (source: Ministry of health and welfare, Secretary Dept.)

        According to the official website of the Taiwan construction center, from 2000 to the end of May 2022, a total of 3830 cases in Taiwan have obtained the green building label, of which 802 are general residential buildings; Another 6847 cases obtained candidate green building certificates.

        Green building housing loan preferential project

        In order to implement sustainable operation and create enterprise policies such as environmental protection, carbon reduction, green energy, social responsibility and corporate governance, more and more banks have launched "green building housing loans" (see the following table for details), focusing on the deduction of start-up expenses or increasing the loan percentage, in the hope of encouraging consumers to buy green buildings and amplifying environmental benefits.

        If you need to buy a house or get a loan, you may as well choose a building that meets the green building label first, and refer to the preferential programs launched by various banks from time to time. This will not only contribute to the environment, but also help you save money.