Far Eastern International Bank holds its 2026 shareholders' meeting

        Far Eastern International Bank held a shareholders' meeting on May 22 to report on its operating performance and strategy for the previous year. The total assets will continue to expand to NTD 873.7 billion in 2025, with a net profit after tax of NTD 4.117 billion and a net profit per share (EPS) of NTD 0.93. At the meeting, the 2025 earnings distribution plan was passed, which will distribute NTD 0.6335 dividends per ordinary share, including NTD 0.514 cash dividends and NTD 0.1195 stock dividends. Among them, cash dividends were slightly higher than the previous year, with a payout ratio of approximately 68.4%.

        Far Eastern International Bank has successfully increased its deposit spread to optimize its profit structure, resulting in a 15% growth in net interest income. Additionally, the quality of its credit assets has been better than the market average, and the over lending ratio has dropped to 0.052%, setting a new record low. To meet the needs of business development, we completed a cash capital increase of NTD 5.342 billion in the fourth quarter, increasing the capital adequacy ratio to 15.63% and the first class capital ratio of common stock equity to 12.87%. This not only expands the net asset value, but also strengthens our risk-taking ability. Since the beginning of this year, the profit momentum has continued, with a net profit after tax of NTD 1.221 billion in the first quarter of 2026, an annual increase of about 10%.

        Far Eastern International Bank will continue to deepen its niche brand and expand its core business in 2025, and launch a three-year AI transformation plan. Among them, the key development of Fajin's overseas business has maintained stable performance, and Fajin's AI transformation blueprint has just won the Excellence Award at the Ministry of Economic Affairs' Smart Innovation Awards; Ge Jin aims to build a family office expert team and prepare for the Financial Management 2.0 race; And the digital flagship brand Bankee is gradually expanding its personal financial services scene. Due to grasping the blue ocean business opportunities of virtual currency, the total deposit balance will exceed NTD 27.1 billion in 2025, the number of customers will exceed 290000, and it will win 12 innovation awards related to financial technology from professional institutions at home and abroad throughout the year. It is also actively setting a goal of reaching 420000 cumulative account openings by 2030.

        In terms of ESG, Far Eastern International Bank was ranked among the top 5% of listed companies in the corporate governance evaluation results released by Taiwan Stock Exchange Corporation in April. It has also been selected as an ESG component stock in Taiwan's sustainability index, high salary 100 index, and employment 99 index for many years. It has won the HR Asia Best Corporate Employer Award for five consecutive years and is also recognized as one of the top 100 sustainable model companies by TCSA Taiwan Corporate Sustainability Award. Regarding the promotion performance of sustainable finance, the total ESG credit balance by the end of 2025 is NTD 89.6 billion, exceeding the preset management target, accounting for 33% of the total credit balance of Fajin, and has been rated as a first-class bank for small and medium-sized enterprise loans by the Financial Supervisory Commission. Far Eastern International Bank's hospice trust services and fair hospitality performance have both been evaluated by the Financial Supervisory Commission, achieving excellent results such as being ranked first for four consecutive years and consistently ranking in the top 25% of banks.

        Looking ahead to this year, political conflicts have ignited global turbulence and AI trains continue to run at high speeds. Far Eastern International Bank takes financial resilience as its confidence and adheres to the business axis of long-term stable growth. Its operating goal is to grow its total assets, deposits, and loans by more than 6%, and focus on strategically optimizing its profit structure, locking in and enhancing its deposit spread business, including expanding the scale of retail deposits through the Bankee digital platform's virtual asset cash flow service; In terms of transaction fee income, cross-border syndicated loan cases are organized, and the family office of financial management deeply cultivates high asset clients, injecting growth momentum. The former just joined forces with multiple banks in March this year to successfully organize the India Piramal Finance syndicated loan case with a total amount of USD 400 million, demonstrating the strength and achievements of cross-border finance expanding towards the new south.

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