04.2021 Life Guide
Save money in post epidemic era
Far Eastern International Bank / Lin yingying
COVID-19 launched a zero touch wave, which helped to boost the rate of credit card printing. However, no matter how convenient the credit card is, if it is not economical, it will be reduced to "card debt clan". This issue of "finance column" will tell you how to use credit card to save money in the face of different consumption channels?
COVID-19 has greatly changed the global consumer lifestyle and business operation mode, affected by the epidemic, consumers can not travel abroad, and instead spend in domestic channels. Banks in addition to improving the added value of credit cards to create product differentiation, to attack business opportunities for credit cards, also targeted at Big Data Data analysis of consumer preferences, consumer behavior, the introduction of different types of credit card discounts:
1 Online shopping discount: online consumption can avoid contact with people, reduce the risk of infection, and let more and more people form the habit of online shopping. Even if they can't go abroad, they can buy goods from foreign websites by using their fingers at home. The major banks have observed the upsurge of online shopping, and have provided the cardholders with credit card discounts at home and abroad. For example, Far Eastern International Bank provides full credit card payment for single installment in online shopping malls such as Momo shopping website and PChome online shopping website; it also provides full credit card payment in foreign websites (including entertainment platforms such as Netflix, Apple store, Google play, etc.) 2% to 3% of the total amount of card consumption.
2 Cosmetics discount: the epidemic has changed people's daily life, including masks, alcohol, dry cleaning hands, disinfectant, hand washing milk In the post epidemic era, disinfection and antibacterial products have become the necessities of life, and the banking industry has also offered to the drugstore to enjoy good health feedback by swiping cards. For example, in kangshimei, Watsons, Baoya, riyaobenpu, Matsumoto, tomod's, Xingyi, Dashu, Dingding, woodpecker Wait for the drugstore or pharmacy bureau to swipe the Far Eastern International Bank card. If you spend NT $888 or more in a single transaction, you will get 5% of the card fee back. You are not afraid of the impact of the epidemic on your purse.
3 Food delivery: the epidemic has promoted the upsurge of consumers using the food delivery platform. According to the "big data" issued by the United Credit Card Center during the epidemic period, the food delivery platform can be used for credit card consumption In March 2020, the epidemic situation began to heat up, and the number of swipe cards per month on the delivery platform showed a high growth. Even after the epidemic situation slowed down in May and June, the number of swipe cards per month still exceeded 1 billion yuan and did not drop significantly. It can be seen that consumers are used to using the delivery service. Many banks rush to seize the business opportunities of the home, and launch the credit card feedback for sending out meals. For example, when you swipe the Far Eastern International Bank card in Uber eats and foodpanda, you can enjoy 5% of the credit card gold feedback, and you can enjoy delicious food at home without going out!
4 Electronic digital services: in order to reduce the contact opportunities and avoid cross infection, zero contact business opportunities become a trend. Take far eastern international bank credit card as an example, new customers can enjoy NT $666 credit card payment or 1.5% cash payment when applying for credit card through the Internet; if far eastern international bank card is bound with happy go pay, they can enjoy up to 7 times of single full amount points; if they are bound with line Pay, JIEKOU, youyou payment and Taiwan mobile payment can also enjoy 3% credit card payment for each payment. Among them, line pay has accumulated NT $8000 in the current month, and NT $150 credit card payment will be added. Not only that, new customers successfully applied for the electronic bill of Far Eastern International Bank credit card. When they swiped NT $500 in the current month, they gave back NT $50 in cash. They paid the card fee by using the live deposit account of Far Eastern International Bank, even free of handling charges. Let's move our fingers to pay the card fee and love the earth!
Although the epidemic has brought a lot of inconvenience to life and consumption, as long as you carefully analyze your consumption habits and timely use credit card concessions, you can easily save money and enjoy the new normal life!
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COVID-19 has greatly changed the global consumer lifestyle and business operation mode, affected by the epidemic, consumers can not travel abroad, and instead spend in domestic channels. Banks in addition to improving the added value of credit cards to create product differentiation, to attack business opportunities for credit cards, also targeted at Big Data Data analysis of consumer preferences, consumer behavior, the introduction of different types of credit card discounts:
1 Online shopping discount: online consumption can avoid contact with people, reduce the risk of infection, and let more and more people form the habit of online shopping. Even if they can't go abroad, they can buy goods from foreign websites by using their fingers at home. The major banks have observed the upsurge of online shopping, and have provided the cardholders with credit card discounts at home and abroad. For example, Far Eastern International Bank provides full credit card payment for single installment in online shopping malls such as Momo shopping website and PChome online shopping website; it also provides full credit card payment in foreign websites (including entertainment platforms such as Netflix, Apple store, Google play, etc.) 2% to 3% of the total amount of card consumption.
2 Cosmetics discount: the epidemic has changed people's daily life, including masks, alcohol, dry cleaning hands, disinfectant, hand washing milk In the post epidemic era, disinfection and antibacterial products have become the necessities of life, and the banking industry has also offered to the drugstore to enjoy good health feedback by swiping cards. For example, in kangshimei, Watsons, Baoya, riyaobenpu, Matsumoto, tomod's, Xingyi, Dashu, Dingding, woodpecker Wait for the drugstore or pharmacy bureau to swipe the Far Eastern International Bank card. If you spend NT $888 or more in a single transaction, you will get 5% of the card fee back. You are not afraid of the impact of the epidemic on your purse.
3 Food delivery: the epidemic has promoted the upsurge of consumers using the food delivery platform. According to the "big data" issued by the United Credit Card Center during the epidemic period, the food delivery platform can be used for credit card consumption In March 2020, the epidemic situation began to heat up, and the number of swipe cards per month on the delivery platform showed a high growth. Even after the epidemic situation slowed down in May and June, the number of swipe cards per month still exceeded 1 billion yuan and did not drop significantly. It can be seen that consumers are used to using the delivery service. Many banks rush to seize the business opportunities of the home, and launch the credit card feedback for sending out meals. For example, when you swipe the Far Eastern International Bank card in Uber eats and foodpanda, you can enjoy 5% of the credit card gold feedback, and you can enjoy delicious food at home without going out!
4 Electronic digital services: in order to reduce the contact opportunities and avoid cross infection, zero contact business opportunities become a trend. Take far eastern international bank credit card as an example, new customers can enjoy NT $666 credit card payment or 1.5% cash payment when applying for credit card through the Internet; if far eastern international bank card is bound with happy go pay, they can enjoy up to 7 times of single full amount points; if they are bound with line Pay, JIEKOU, youyou payment and Taiwan mobile payment can also enjoy 3% credit card payment for each payment. Among them, line pay has accumulated NT $8000 in the current month, and NT $150 credit card payment will be added. Not only that, new customers successfully applied for the electronic bill of Far Eastern International Bank credit card. When they swiped NT $500 in the current month, they gave back NT $50 in cash. They paid the card fee by using the live deposit account of Far Eastern International Bank, even free of handling charges. Let's move our fingers to pay the card fee and love the earth!
Although the epidemic has brought a lot of inconvenience to life and consumption, as long as you carefully analyze your consumption habits and timely use credit card concessions, you can easily save money and enjoy the new normal life!
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