Bankee's "Loan You Deposit" Challenge oriented Credit for Office Workers: Financial Planning Preferred Choice

        Many people often face problems such as high interest rates and cumbersome processes when applying for credit. The Far Eastern International Bank Bankee community bank has launched a "loan you deposit" challenge credit program, which is the first in the industry to "subvert professional attribute pricing". Loans can be applied online 24 hours a day, without providing financial proof such as passbooks or withholding vouchers. After completing the guarantee, the funds can be credited to the account in the fastest 30 minutes, and an interest feedback mechanism is designed, allowing applicants to settle their loans not only with less debt but also more savings.

        Dai Songzhi, Vice President of the Digital Finance Business Group, stated that in addition to the small bourgeoisie whose products were originally targeted, there are also many high-income office workers who consider "loan you deposit" challenging credit as a priority for financial planning. Customers have found that although traditional loans have less debt constraints after settlement, their lives still return to the starting point; In addition, the "Loan You Deposit" challenging credit model breaks away from the previous pricing model based on professional attributes, and saves money for customers through an interest feedback mechanism. After the loan is repaid, applicants can enjoy a flexible use of funds. Since its launch in September 2023, the number of applicants has accounted for 70% of loan customers.

        The "Loan You Deposit" challenge credit provides a maximum loan amount of NTD 7 million, with a loan period of 1-7 years and an interest rate starting from 4%. If customers deduct the full amount from Bankee's digital deposit account every month during the loan period, within 90 days after the loan is fully settled, Bankee will give back 50% of the actual paid interest during the loan period to the applicant. For example, if the loan amount is NTD 3 million, the loan period is 7 years, and the interest rate is 5%, the successful challenger can receive NTD 280873 as a reward.

        Far Eastern International Bank's "Loan You Deposit" Challenge Credit: https://www.bankee.com.tw/event/LoanIntro/index.html

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