04.2024 Hot Topic
"Far Easterner Lecture": My Investment Economics and Finance
Far Eastern Magazine / Editorial Room
In the era of high inflation, are you also struggling with how to prevent wealth from shrinking? Come and take a look at the amazing investment strategies of financial experts at home and abroad!
[1]
Whenever I receive my salary, I categorize it into three categories: daily expenses, investment and financial management, and physical fitness. The proportions are 10% (rewarding myself for hard work and earning money), 30% (buying ETF or bank stocks to increase passive income), 10% (registering for aerobic classes and fitness), and an additional 10% is saved as travel funds. The remaining 40% is for miscellaneous expenses such as meals and transportation. Due to my accounting habit, I have no problem with overspending. In the long run, money not only becomes the way you like it, but also allows you to occasionally travel abroad and enjoy life! (Far Eastern Department Stores Tainan Success Store/Yu Jiarong)
[2]
For me, financial management is not only an appreciation of wealth, but also a reflection of my attitude towards life. I firmly believe that the wisdom of financial management comes from balance and planning, selecting appropriate investment products based on one's own risk tolerance, not blindly pursuing high returns, and focusing on diversified asset allocation to ensure long-term stable growth of wealth. On the other hand, I believe that good consumption habits are also part of financial management, so try to consume rationally and avoid unnecessary waste. Through these strategies, we hope to achieve sustained wealth growth and a better life. (Yuanfang Industry (Shanghai)/Wang Nianfeng)
[3]
As is well known, the best way to invest is to buy low and sell high. However, it is easy to know and difficult to do. The key to overcoming the fragility of human nature is to confirm the target's position, evaluate the downside risk, analyze the catalytic factors for upward movement, and make wise investment decisions. Taking the long-term US treasury bond bonds as an example, we should first conduct a comprehensive assessment of the underlying fundamentals and technology to understand the current valuation level. After experiencing violent interest rate hikes by the Federal Reserve, US Treasury bonds have remained at their lowest level in nearly five years. Secondly, control investment risks. If US bonds are in a downturn phase of the economy, they are more resilient compared to other assets, and with bond yield protection, the downside risk is limited. Finally, conduct in-depth research on the growth potential of the target, such as when the Fed will cut interest rates, which is a potential catalyst for the rise of US bonds. (Far Eastern International Bank/Wang Yajun)
[4]
In the past, when interest rates were high, people used to deposit funds in banks for fixed deposits. However, now that investment tools are diverse, fixed deposits are no longer the only option. I personally enjoy long-term investment and stable interest distribution, so I will invest excess funds into stable ETFs irregularly and irregularly every month, and also invest the dividends I receive together. In short, saving stocks is not as difficult as imagined, it only requires perseverance and time costs. (Chiahui Power Corporation/Li Yunyu)
【 V 】
Investment is the first step in combating inflation, and I have a habit of adopting a prudent strategy by depositing bank stocks and ETFs in a fixed period. I mainly invest in high dividend ETFs and reinvest the dividends into bank stocks to achieve compound interest. This is also because selling ETFs and individual stocks cannot be immediately realized, making it relatively easier to save. Even if I cannot become rich in the short term, it can still allow my assets to grow steadily without being affected by the ups and downs of the stock market. (Oriental Union Chemical Corporation/Cheng Cheng)
[Six]
In order to avoid the impact of market fluctuations, long-term investment is my philosophy. I believe that focusing on the goal of long-term stable appreciation and enjoying the compound interest generated by receiving stock dividends can gradually achieve financial goals. Therefore, in the situation where domestic and foreign markets are intertwined, in order to pursue the flexibility and autonomy of investment and wealth management, I adopt a regular and fixed quota approach to invest in stocks and ETFs. It can freely set the investment amount, period, and expected return rate, which helps to diversify risks. (Oriental Securities Corporation/Chen Jingci)
[Seven]
As a student majoring in finance during my college years, I learned that inflation can dilute deposits held in banks. Therefore, I allocated my meager savings to investment tools such as fixed deposits, funds, and stocks early on to earn interest and income. After entering the workplace, with a stable salary income, in addition to continuing to invest in fixed deposits, funds, and stocks, I also tried futures and purchased various types of financial insurance policies. Although wealth freedom is still not available at present, at least retirement should be worry free. (Yuan Ze University/Lv Weiqian)
[Eight]
Since entering the bank, I have invested in countless stocks, funds, bonds, ETFs, etc., earning and losing, paying a lot of tuition and handling fees, and always end up being busy in vain. So I fell silent for several years, not getting involved in any kind of investment, but since last year, Far Eastern International Bank has strongly recommended the "Slow Wealth and Happy Life Regular Quota Activity", which has rekindled my interest in investment and led my family to invest in it. The "Slow Wealth and Happy Life Regular Quota Activity" allows me to set my own investment amount, number of investments, and range of ups and downs every month. Since investing last year, my performance has been improving, and my past investment experience has also taught me how to make choices and allocate profits. I will continue to roll in the amount of profits redeemed and receive rebates instead of buying on dips. In short, through this investment method, wealth can be accumulated calmly, and additional salary increases can be provided for oneself. It also allows children to learn the method of regular and fixed investment, which is worth everyone's participation! (Far Eastern International Bank/Wang Mingquan)
#
[1]
Whenever I receive my salary, I categorize it into three categories: daily expenses, investment and financial management, and physical fitness. The proportions are 10% (rewarding myself for hard work and earning money), 30% (buying ETF or bank stocks to increase passive income), 10% (registering for aerobic classes and fitness), and an additional 10% is saved as travel funds. The remaining 40% is for miscellaneous expenses such as meals and transportation. Due to my accounting habit, I have no problem with overspending. In the long run, money not only becomes the way you like it, but also allows you to occasionally travel abroad and enjoy life! (Far Eastern Department Stores Tainan Success Store/Yu Jiarong)
[2]
For me, financial management is not only an appreciation of wealth, but also a reflection of my attitude towards life. I firmly believe that the wisdom of financial management comes from balance and planning, selecting appropriate investment products based on one's own risk tolerance, not blindly pursuing high returns, and focusing on diversified asset allocation to ensure long-term stable growth of wealth. On the other hand, I believe that good consumption habits are also part of financial management, so try to consume rationally and avoid unnecessary waste. Through these strategies, we hope to achieve sustained wealth growth and a better life. (Yuanfang Industry (Shanghai)/Wang Nianfeng)
[3]
As is well known, the best way to invest is to buy low and sell high. However, it is easy to know and difficult to do. The key to overcoming the fragility of human nature is to confirm the target's position, evaluate the downside risk, analyze the catalytic factors for upward movement, and make wise investment decisions. Taking the long-term US treasury bond bonds as an example, we should first conduct a comprehensive assessment of the underlying fundamentals and technology to understand the current valuation level. After experiencing violent interest rate hikes by the Federal Reserve, US Treasury bonds have remained at their lowest level in nearly five years. Secondly, control investment risks. If US bonds are in a downturn phase of the economy, they are more resilient compared to other assets, and with bond yield protection, the downside risk is limited. Finally, conduct in-depth research on the growth potential of the target, such as when the Fed will cut interest rates, which is a potential catalyst for the rise of US bonds. (Far Eastern International Bank/Wang Yajun)
[4]
In the past, when interest rates were high, people used to deposit funds in banks for fixed deposits. However, now that investment tools are diverse, fixed deposits are no longer the only option. I personally enjoy long-term investment and stable interest distribution, so I will invest excess funds into stable ETFs irregularly and irregularly every month, and also invest the dividends I receive together. In short, saving stocks is not as difficult as imagined, it only requires perseverance and time costs. (Chiahui Power Corporation/Li Yunyu)
【 V 】
Investment is the first step in combating inflation, and I have a habit of adopting a prudent strategy by depositing bank stocks and ETFs in a fixed period. I mainly invest in high dividend ETFs and reinvest the dividends into bank stocks to achieve compound interest. This is also because selling ETFs and individual stocks cannot be immediately realized, making it relatively easier to save. Even if I cannot become rich in the short term, it can still allow my assets to grow steadily without being affected by the ups and downs of the stock market. (Oriental Union Chemical Corporation/Cheng Cheng)
[Six]
In order to avoid the impact of market fluctuations, long-term investment is my philosophy. I believe that focusing on the goal of long-term stable appreciation and enjoying the compound interest generated by receiving stock dividends can gradually achieve financial goals. Therefore, in the situation where domestic and foreign markets are intertwined, in order to pursue the flexibility and autonomy of investment and wealth management, I adopt a regular and fixed quota approach to invest in stocks and ETFs. It can freely set the investment amount, period, and expected return rate, which helps to diversify risks. (Oriental Securities Corporation/Chen Jingci)
[Seven]
As a student majoring in finance during my college years, I learned that inflation can dilute deposits held in banks. Therefore, I allocated my meager savings to investment tools such as fixed deposits, funds, and stocks early on to earn interest and income. After entering the workplace, with a stable salary income, in addition to continuing to invest in fixed deposits, funds, and stocks, I also tried futures and purchased various types of financial insurance policies. Although wealth freedom is still not available at present, at least retirement should be worry free. (Yuan Ze University/Lv Weiqian)
[Eight]
Since entering the bank, I have invested in countless stocks, funds, bonds, ETFs, etc., earning and losing, paying a lot of tuition and handling fees, and always end up being busy in vain. So I fell silent for several years, not getting involved in any kind of investment, but since last year, Far Eastern International Bank has strongly recommended the "Slow Wealth and Happy Life Regular Quota Activity", which has rekindled my interest in investment and led my family to invest in it. The "Slow Wealth and Happy Life Regular Quota Activity" allows me to set my own investment amount, number of investments, and range of ups and downs every month. Since investing last year, my performance has been improving, and my past investment experience has also taught me how to make choices and allocate profits. I will continue to roll in the amount of profits redeemed and receive rebates instead of buying on dips. In short, through this investment method, wealth can be accumulated calmly, and additional salary increases can be provided for oneself. It also allows children to learn the method of regular and fixed investment, which is worth everyone's participation! (Far Eastern International Bank/Wang Mingquan)
#
