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        In 2026, the tourism market will continue to show strong Go Prosperous performance, with card transactions being the main payment method for booking flights, accommodation arrangements, and shopping during the journey. To this end, banks are actively expanding their offerings, launching various promotions such as full tour fee rewards, exclusive discounts on booking platforms, unlimited cash rewards for foreign currency consumption, and limited price increases for popular countries. This issue of "Finance Column" provides practical information to help cardholders reduce overseas travel costs and earn rewards through consumption.

        Deep experience tourism is favored

                According to the observation of tourism industry players, in the past two years, the tourism trend has gradually shifted from short-term shopping orientation to in-depth experiences such as cultural exploration, themed cruise ships, and overseas multi city tours.

        Overall, Japan, South Korea, Singapore, Thailand, Hong Kong, and the United States remain the most frequently visited destinations for travelers, with Japan being the top choice for Taiwanese travelers. In addition to Tokyo and Osaka, slow paced local itineraries have also become new highlights, such as Hokkaido's Dokdo Nature Trail, ecological guides, and winter crane watching experiences, all of which are favored by travelers who enjoy quiet travel; South Korea, on the other hand, continues to attract families and young people with its Jeju Island trail travel, Busan Coast art exhibitions, and immersive K-culture experiences.

        In terms of long-distance tourism, the theme itinerary of US national parks remains popular, including natural reserves such as Yosemite National Park, Grand Canyon, and Yellowstone National Park; However, New Zealand and Australia have fully recovered their traffic after the epidemic, which has led to the renewal of the outdoor adventure in Queenstown and the cultural routes in snow pear and Melbourne.

        The cruise market has also performed well, from Mediterranean voyages to glacier cruises, to Japan's roundabout and Southeast Asian routes, all of which are loved by family customers due to the convenience of entertainment facilities and multi stop tourism. For example, Far Eastern International Bank provides cardholders with services such as swiping airline tickets, package itineraries, tickets, or booking through channels such as Lion, Coca Cola, Yiyou.com, Southeast, EVA Air, China Airlines, and Xingyu. Far Eastern International Bank offers installment payments with Far Eastern International Bank cards, and offers a maximum of NTD 15000 credit card deposit reward for accumulated full amounts; Joining hands with Lion Travel, we are offering a discount of NTD 1000 if you book a US Canada independent travel itinerary before the end of December 2026 and pay the full amount with your Far Eastern International Bank card.

        Three ways to save money by booking a room

        In the booking market, the era of "AI helping you choose accommodation" will officially enter in 2026. Agoda, Trip.com, Booking.com, AsiaYo and other travel platforms have gradually introduced AI recommendation systems, which can provide the best accommodation plans and customized travel recommendations based on different needs such as "price, evaluation, transportation, safety". If you want to save more accommodation costs, you may want to pay attention to the following three ways:

        1. Exclusive discounts on booking platforms: Many banks offer 5-8% room rate discounts, and some discounts can only be enjoyed through exclusive links.

        2. Overseas consumption cash reward card: Some platforms do not include taxes in their prices, or may add transaction fees due to overseas transactions. Choosing a high reward credit card can offset the fees and is the key to saving money.

        3. Loyalty membership system: In 2026, most booking platforms will upgrade their membership system, and advanced members can enjoy room type upgrades, delayed check-out, and reward accommodation. For example, Far Eastern International Bank has partnered with AsiaYo, where consumers can swipe their Far Eastern International Bank card through a dedicated link and enter a discount code to enjoy a maximum discount of NTD 800 on room rates; Paired with Far Eastern Group Lejia+Card/Far Eastern Group Happy World Business Card, and paid in foreign currency, enjoy an unlimited 2.5% cash rebate.

        Far Eastern International Bank increases triple rewards

        From now until June 30, 2026, Far Eastern International Bank cardholders can enjoy triple rewards by spending overseas and completing the activity login--

        1. First priority: Maximum 2% credit card deposit reward for full amount: For every NTD 25000 spent overseas in a single month, you can enjoy a credit card deposit reward of NTD 500 and a maximum credit card deposit of NTD 5000. It is very suitable for people who are preparing to arrange independent travel, family tours, or shopping itineraries. (Far Eastern Group LeJia+Card, Far Eastern Group Happy World Business Card, Far Eastern Group LeXing Card are not applicable)

        2. Second tier: Designated Region Bonus: For monthly purchases of NTD 50000 or more in Japan, South Korea, Singapore, Hong Kong, and the United States, customers can enjoy an NTD 500 credit card bonus bonus. Whether flying to Hokkaido to enjoy snow, skiing in South Korea, experiencing city sightseeing in Singapore and Hong Kong, or visiting and shopping in the United States, you can enjoy additional discounts.

        3. Third level: New Year's limited surprise: From now until March 31, 2026, cardholders who have accumulated a consumption of NTD 500000 or more overseas can receive a welcome bonus of NTD 5000 as a credit card reward, especially suitable for consumers who travel long distances, family trips, or make large purchases.

        It is recommended that when traveling overseas, use the Far Eastern Group Lejia+Card/Far Eastern Group Happy World Business Card and pay in foreign currency to enjoy an unlimited 2.5% cash rebate, as well as the second and third discounts mentioned above!

        There are ways to handle airport transportation and child care fees

        What mode of transportation do you usually take to get to the airport when traveling overseas? Self driving passengers are most concerned about parking fees, especially for parking lots around airports where the daily cost often exceeds NTD 300. Many credit cards come with the benefit of "free airport parking", but in recent years, due to rising labor costs, banks have adjusted their free parking discounts, not only limiting card types but also requiring specific spending thresholds to be met. For example, some banks require the use of an unlimited or world card to swipe for "full ticket" or "80% or more of the tour fee" in order to enjoy free parking for up to 20-30 days in Taoyuan or Kaohsiung International Airport peripheral parking lots; Cardholders of Far Eastern International Bank can enjoy up to 30 days of free airport parking when using the "Far Eastern Group Top Happy Card" or "Far Eastern Group Happy World Business Card" to purchase full airfare, pay tour fees, or add a general credit amount of NTD 25000 or more, regardless of the number of overseas trips.

        In addition to self driving, many passengers also choose the "airport transfer" service. Far Eastern International Bank cardholders can enjoy free airport transfers in specific areas as long as they use their designated credit card to pay the full amount of the flight ticket or more than 80% of the tour fee, and meet the consumption threshold. In addition, various international card issuing organizations also provide online appointment pick-up services, and citizens can enjoy a discounted price of NTD 360 per trip based on their card level and pick-up area. It is recommended to make an appointment in advance during the peak season and pay attention to the relevant regulations of each platform in order to easily enjoy the journey.

        If there are furry children at home, temporarily boarding them in a pet hostel during travel is the most common choice. Some pet hostels provide airport pick-up and drop off services, making it convenient for owners to send their furry children to the hostel first. In addition, it is also possible to consider hiring a pet nanny to assist with feeding and cleaning excrement at home, and regularly report on the pet's condition. Not only is the cost cheaper than pet hotels, but pets are also more comfortable staying at home. To learn more about taking care of your furry child during your travels, please click on the "Ten Joys Without Money in Life" podcast channel S1E10 "Shocking Official Money Saving Techniques! Easy and Wealthy Raising Hairy Children ", taught by pet experts to save money and raise furry children easily!

        Before departure, it is recommended that everyone first understand the proportion of credit card rewards in their hands, and choose a credit card with card payment rewards or overseas consumption enhancement activities based on their travel habits; Before swiping the card, it is necessary to carefully confirm the usage restrictions, reward thresholds, and upper limits of each card type, and pre calculate the maximum reward amount that can be obtained. Try to concentrate consumption on the card that best meets your needs to achieve the reward threshold more efficiently, and then switch to other card types in a timely manner to obtain the maximum reward. Through pre planning and precise use of credit cards, not only can one enjoy the pleasure of travel, but also achieve smarter and more efficient consumption experiences.

        ※ Listen to the podcast channel S1E10 on "Ten Music, No Money in Life" and learn how to save money with the help of an official! Easy and Rich Hair Raising for Children: https://tinyurl.com/mr22jtf4

        Please visit the official website of Far Eastern International Bank at www.feib..Com.tw to inquire about the duration and restrictions of the credit card discount activities mentioned above.

        Prudent financial management, credit is priceless.

        Far Eastern International Bank credit card revolving interest rate: 6.74% to 14.99% (base date 2026/02/01); Advance cash handling fee: advance cash amount x 3%+NTD 150; Please refer to the credit card fee/interest rate list for other fees.

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