Electric Car Owners Exclusive Far Eastern International Bank Community Bank Launches Tram Loan Scheme

        Given that more and more people are using pure electric vehicles as a means of transportation, Far Eastern International Bank Bankee Community Bank has launched a new "Bankee EV+Loan for Power Generation" electric vehicle exclusive innovative loan program, providing car owners with a more diverse range of loan options. Its features include: both purchasing and original cars can be borrowed, and existing car loans can also be borrowed; No prepayment of interest; Qualified individuals are eligible for a one-time interest rate starting at 2.1%. Working professionals aged 18 to 65 with an annual income of NTD 350000 are eligible to apply for a loan, and both car owners and spouses can apply at the same time, sharing discounts. From now until March 31, 2024, applicants will enjoy NTD1688 discounted start-up fees and exclusive activity interest rates. After loan approval, they will receive a free 24-hour exchange coupon for ChargeSPOT shared action power supply rental. Welcome to apply at Bankee Community Bank: https://bit.ly/46Em094 .

        Unlike general car loans on the market, Bankee EV+Loan You Power Generation loans are not affected by the car's payment, age, or residual value. The maximum loan amount is NTD 7 million, and the maximum loan period is 7 years (a total of 84 periods). The minimum interest rate for a one-stage loan is only 2.1%. Compared to a new car loan of 2.5% to 3.5%, it is more favorable. For owners of existing pure electric vehicles, they can have a flexible use of funds, while for those considering purchasing electric vehicles, there is an additional option for a discounted car loan.

        Dai Songzhi, Vice President of Digital Finance Business Group, stated that all products of Bankee Community Bank are based on the sustainable core concept of "co creation, sharing, and mutual benefit". Observing the rapid growth of Taiwan's electric vehicle market, it has also been found that car owners have a need for funds to purchase or increase loans. However, bank car loans only provide up to 90% of the car price. Although financing companies can increase their loans in excess, the interest rate may be as high as 8% to 10%, increasing the burden on car owners. Considering the flexibility and elasticity of credit products, "Bankee EV+Lend You Power Generation" combines pure electric vehicles to not only meet the needs of car owners, but also encourage more people to join the ranks of green transportation.

        *The credit loan interest rate for Far Eastern International Bank Bankee's loan for power generation is 2.10% to 13.98% (depending on individual loan products and credit conditions). The total amount of various related expenses is NTD1688. According to the calculation example provided by the competent authority, the loan amount is NTD 300000, with a period of 5 years. The annual percentage of total expenses is 5.23% to 15.34% (calculated using the Far Eastern International Bank (three-month) fixed deposit index interest rate plus floating interest rate, which is not equal to the loan interest rate, and the calculation benchmark date is XX/XX/XX/XX).

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